What is?

Simulator designed to simulate the operation of insurance companies. The products offered are general insurance (Automobile, Property, and Life), private pension, capitalization bond, and health plan.

Recommendation of Use

- Undergraduate and postgraduate courses related to the insurance market

- Insurance and related companies

Want to know more?

If you would like more information about the Insurance Simulator and its application, contact a Bernard expert right away.

We will elaborate a customized proposal for your need!


How it works?

The insurance simulator replicates the main functional areas of insurance companies, such as sales, marketing, operational, underwriting and finance. The insurance market is still made up of regulators and supervisors who the simulation coordinator manages.

WebSimulator Features

Get to know the features of the WebSimulator, Bernard’s business simulation environment.

Support Material

Reference documents for simulator users. The coordinator can also add his own material.

English, Portuguese and Spanish

WebSimulator is available in different languages.

Grades Worksheet

Control of the performance of simulation participants.


History of accesses and actions in the WebSimulator, of each participant of the simulation.

Certificate of Participation

Issuance of certificates to participants.


Space for messages to all participants of the simulation.


Direct communication between coordinator and participants inside the simulator.


Scheduling and control of simulation activities.

Individual and Collective Access

Access by individual users or by the team.
Insurance Simulator Features

Information on the Business Insurance Simulator.

Customizable Scenarios

The simulation coordinator draws the economic scenario of each round, controlling several variables to define the level of complexity of the game. Therefore, each company game is unique, and the scenarios are numerous.


Users visualize and analyze the results of managerial simulation using macroeconomic and corporate charts. Indicators of the market, economy, and companies and their performance are presented.


The financial, operational, macroeconomic, and valuation reports of companies are available in the simulator. The information contained in them is essential and is used as the basis for the decision-making.

DSS and Investment Funds Modules

It is possible to expand the possibilities of the company game and use more simulator resources. The Decision Support System (DSS) is a tool to assist participants during the decision-making process. The Investment Funds Simulator, as its name implies, simulates the management of investment funds.