What is?

Simulator for the simulation of insurance companies. The products offered to the insured are: Automobile Insurance, Elementary Branches and Life Insurance. The product distribution channel is brokers, which are divided into generalists (small, medium and large) and specialists (automobile, elementary branches and life).

Recommendation of Use

- Undergraduate and postgraduate courses with emphasis on the insurance market

- Insurance and related companies

Want to know more?

If you would like more information about the Insurance Simulator and its application, contact a Bernard expert right away.

We will elaborate a customized proposal for your need!


How it works?

The insurance simulator replicates the main functional areas of insurance companies, such as commercial, marketing, operational, controller and underwriting. The insurance market is still made up of regulators and supervisors who are managed by the simulation coordinator.

WebSimulator Features

Get to know the features of the WebSimulator, Bernard’s business simulation environment.

Support Material

Reference documents for simulator users. The coordinator can also add his own material.

English, Portuguese and Spanish

WebSimulator available in different languages.

Grades Worksheet

Control of the performance of simulation participants.


History of accesses and actions in the WebSimulator, of each participant of the simulation.

Certificate of Participation

Issuance of certificates to participants.


Space for messages to all participants of the simulation.


Direct communication between coordinator and participants, inside the simulator.


Scheduling and control of simulation activities.

Individual and Collective Access

Access by individual users or by team.

Insurance Simulator Features

Information on the Business Insurance Simulator.

Customizable Scenarios

The simulation coordinator draws the economic scenario of each round, being able to control several variables in order to define the level of complexity of the game. Therefore, each company game is unique and the scenarios are numerous.


Users visualize and analyze the results of managerial simulation using macroeconomic and corporate charts. Indicators of the market, economy and companies and their performance are presented.


The market, operational, macroeconomic and valuation reports of insurers are made available in the simulator. The information contained in them is essential and is used as the basis for the decision-making of the companies.