{"id":5160,"date":"2016-10-31T17:44:31","date_gmt":"2016-10-31T19:44:31","guid":{"rendered":"https:\/\/bernard.com.br\/simulators\/bancario-siban\/"},"modified":"2022-06-02T21:24:05","modified_gmt":"2022-06-03T00:24:05","slug":"banking-simulator","status":"publish","type":"page","link":"https:\/\/bernard.com.br\/en\/simulators\/banking-simulator\/","title":{"rendered":"Banking Simulator"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column width=&#8221;1\/2&#8243;][vc_custom_heading text=&#8221;What is?&#8221; google_fonts=&#8221;font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:700%20bold%20regular%3A700%3Anormal&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">Simulator for the simulation of banks. Simulated banks generate profits by the difference between the interest rates charged for lending money and borrowing money, an operation known as a bank spread. Simulation banks collect money from cash deposits, Bank Certificate Deposits (CD), and savings. The money is provided to clients for individual loans, corporate loans, and real estate financing.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;40px&#8221;][vc_single_image image=&#8221;638&#8243; img_size=&#8221;560&#215;330&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;20px&#8221;]<div class=\"flip-box-wrap\" tabindex=\"0\" style=\"\"><div class=\"flip-box ifb-jq-height  horizontal_flip_left flip-ifb-jq-height\" data-animation=\"\" data-animation-delay=\"03\" style=\"\" ><div class=\"ifb-flip-box\" id=\"flip-box-wrap-6905\"><div class=\"ifb-face ifb-front \" style=\"color:#333333;background:#efefef; border-style: solid;border-width: 2px; border-color:#a4a4a4; \">\n\t\t\t\t\t\t\t<div class=\"ifb-flip-box-section \">\n\t\t\t\t\t\t\t<div class=\"flip-box-icon\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-star\"><\/i>\n<\/div><\/div><\/div><\/div><h3 class=\"ult-responsive flipbox_heading\"  data-ultimate-target='#flip-box-wrap-6905 .ult-responsive.flipbox_heading'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333; \">Recommendation of Use<\/h3><div class=\"ifb-flip-box-section-content ult-responsive\"  data-ultimate-target='#flip-box-wrap-6905 .ifb-flip-box-section-content.ult-responsive'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\"><p>Academia:<br \/>\n- Undergraduate and postgraduate courses related to the banking market<\/p>\n<p>Corporate:<br \/>\n- Banks and companies linked to the financial system<\/p><\/div><\/div><\/div><!-- END .front -->\n\t\t\t\t\t\t<div class=\"ifb-face ifb-back\" style=\"color:#333333;background:#efefef; border-style: solid;border-width: 2px; border-color:#a4a4a4; \">\n\t\t\t\t\t\t\t<div class=\"ifb-flip-box-section \"><h3 class=\"ult-responsive flipbox_heading\"  data-ultimate-target='#flip-box-wrap-6905 .ult-responsive.flipbox_heading'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333; \">Want to know more?<\/h3><div class=\"ifb-desc-back\"><div class=\"ifb-flip-box-section-content ult-responsive\"  data-ultimate-target='#flip-box-wrap-6905 .ifb-flip-box-section-content.ult-responsive'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\"><p>If you would like more information about the Banking Simulator and its application, please contact a Bernard expert right away.<\/p>\n<p>We will elaborate a customized proposal for your need!<\/p><\/div><\/div><div class=\"flip_link\"><a href=\"https:\/\/bernard.com.br\/en\/contact\/\" title=\"Contact\"  style=\"background:#333333; color:#ffffff;\">I want to talk to an expert!<\/a><\/div><\/div><\/div><!-- END .back --><\/div> <!-- ifb-flip-box --><\/div> <!-- flip-box --><\/div><!-- End icon block -->[vc_custom_heading text=&#8221;How it works?&#8221; google_fonts=&#8221;font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:700%20bold%20regular%3A700%3Anormal&#8221;][vc_column_text]The banking simulator reproduces conditions of operation of the main functional areas of a bank, such as product portfolio management (certificate of deposit, savings, loans, and financing), operational management (branches, marketing, information technology, and quality of service), human resources (hiring\/dismissal, remuneration, and training policies, motivation, and productivity) and accounting and financial management (cash flow, investment in federal bonds, interbank and Central Bank loans).<\/p>\n<p>Simulated banks are public corporations with stocks listed on the fictitious Stock Exchange. The stock values vary according to the banks&#8217; performance and are also influenced by the simulated macroeconomic situation, which the simulation coordinator manipulates.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;15&#8243;]<div class=\"dt-fancy-separator h2-size style-double title-color\" style=\"width: 70%;\"><div class=\"dt-fancy-title\"><span class=\"separator-holder separator-left\"><\/span>WebSimulator Features<span class=\"separator-holder separator-right\"><\/span><\/div><\/div>[vc_empty_space height=&#8221;15&#8243;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; color: #333333;\">Get to know the features of the <a href=\"http:\/\/websimulator.biz\" target=\"_blank\" rel=\"noopener noreferrer\">WebSimulator<\/a>, Bernard\u2019s business simulation environment.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile  vc_custom_1479930805710\" data-animate=\"swing\" data-animation-delay=\"0\" data-animation-duration=\"3\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\">[vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;]<div class=\"aio-icon-component  vc_custom_1632984704963   style_2\"><div id=\"Info-box-wrap-4052\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#154096;font-size:25px;display:inline-block;\">\n\t<i class=\"Defaults-download\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-4052 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#000000;\">Support Material<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-4052 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"desktop:14px;\",\"line-height\":\"\"}'  style=\"color:#707070;\">Reference documents for simulator users. The coordinator can also add his own material.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component  vc_custom_1632984715519   style_2\"><div id=\"Info-box-wrap-6861\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#154096;font-size:25px;display:inline-block;\">\n\t<i class=\"Defaults-globe\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-6861 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#000000;\">English, Portuguese and Spanish<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-6861 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"desktop:14px;\",\"line-height\":\"\"}'  style=\"color:#707070;\">WebSimulator is available in different languages.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component  vc_custom_1632984728786   style_2\"><div id=\"Info-box-wrap-8680\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#154096;font-size:25px;display:inline-block;\">\n\t<i class=\"Defaults-table\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-8680 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#000000;\">Grades Worksheet<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-8680 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"desktop:14px;\",\"line-height\":\"\"}'  style=\"color:#707070;\">Control of the performance of simulation participants.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<div class=\"aio-icon-component  vc_custom_1632984739142   style_2\"><div id=\"Info-box-wrap-3464\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#154096;font-size:25px;display:inline-block;\">\n\t<i class=\"Defaults-road\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-3464 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#000000;\">Track<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-3464 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"desktop:14px;\",\"line-height\":\"\"}'  style=\"color:#707070;\">History of accesses and actions in the WebSimulator, of each participant of the simulation.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component  vc_custom_1632984751148   style_2\"><div id=\"Info-box-wrap-1651\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#154096;font-size:25px;display:inline-block;\">\n\t<i class=\"Defaults-edit pencil-square-o\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-1651 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#000000;\">Certificate of Participation<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-1651 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"desktop:14px;\",\"line-height\":\"\"}'  style=\"color:#707070;\">Issuance of certificates to participants.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component  vc_custom_1632984759984   style_2\"><div id=\"Info-box-wrap-9872\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#154096;font-size:25px;display:inline-block;\">\n\t<i class=\"Defaults-fax\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-9872 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#000000;\">Board<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-9872 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"desktop:14px;\",\"line-height\":\"\"}'  style=\"color:#707070;\">Space for messages to all participants of the simulation.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<div class=\"aio-icon-component  vc_custom_1632984772550   style_2\"><div id=\"Info-box-wrap-8759\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#154096;font-size:25px;display:inline-block;\">\n\t<i class=\"Defaults-envelope-o\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-8759 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#000000;\">Messages<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-8759 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"desktop:14px;\",\"line-height\":\"\"}'  style=\"color:#707070;\">Direct communication between coordinator and participants inside the simulator.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component  vc_custom_1632984780117   style_2\"><div id=\"Info-box-wrap-3151\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#154096;font-size:25px;display:inline-block;\">\n\t<i class=\"Defaults-calendar\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-3151 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#000000;\">Schedule<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-3151 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"desktop:14px;\",\"line-height\":\"\"}'  style=\"color:#707070;\">Scheduling and control of simulation activities.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component  vc_custom_1632984788435   style_2\"><div id=\"Info-box-wrap-9586\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#154096;font-size:25px;display:inline-block;\">\n\t<i class=\"Defaults-chain link\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-9586 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#000000;\">Individual and Collective Access<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-9586 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"desktop:14px;\",\"line-height\":\"\"}'  style=\"color:#707070;\">Access by individual users or by the team.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[\/vc_column_inner][\/vc_row_inner]<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;30&#8243;]<div class=\"dt-fancy-separator h2-size style-double title-color\" style=\"width: 70%;\"><div class=\"dt-fancy-title\"><span class=\"separator-holder separator-left\"><\/span>Banking Simulator Features<span class=\"separator-holder separator-right\"><\/span><\/div><\/div>[vc_empty_space height=&#8221;15&#8243;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; color: #333333;\">Information on the Banking Business Simulator.<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/3&#8243;]<div class=\"ult_pricing_table_wrap ult_info_table ult_design_2  ult-cs-blue \">\n\t\t\t\t\t<div class=\"ult_pricing_table info_min_ht\" style=\" min-height:232px;\"><div id=\"Info-table-wrap-9450\" class=\"ult_pricing_heading\" style=\"\">\n\t\t\t\t\t\t\t<h3 class=\"ult-responsive\"  data-ultimate-target='#Info-table-wrap-9450 h3'  data-responsive-json-new='{\"font-size\":\"desktop:19px;\",\"line-height\":\"desktop:21px;\"}'  style=\"font-family:&#039;Open Sans&#039;;font-weight:bold;color:#ffffff;\">Customizable Scenarios<\/h3><\/div><!--ult_pricing_heading--><div id=\"info_table_features_wrap-7899\"  data-ultimate-target='#info_table_features_wrap-7899.ult_price_features'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"ult-responsive ult_price_features\" style=\"font-weight:normal;\">\n\t\t\t\t\t\t\t<p>The simulation coordinator draws the economic scenario of each round, controlling several variables to define the level of complexity of the game. Therefore, each company game is unique, and the scenarios are numerous.<\/p>\n\n\t\t\t\t\t\t<\/div><!--ult_price_features--><div class=\"ult_clr\"><\/div>\n\t\t\t<\/div><!--pricing_table-->\n\t\t<\/div><!--pricing_table_wrap--><div class=\"ult_pricing_table_wrap ult_info_table ult_design_2  ult-cs-blue \">\n\t\t\t\t\t<div class=\"ult_pricing_table info_min_ht\" style=\" min-height:232px;\"><div id=\"Info-table-wrap-3070\" class=\"ult_pricing_heading\" style=\"\">\n\t\t\t\t\t\t\t<h3 class=\"ult-responsive\"  data-ultimate-target='#Info-table-wrap-3070 h3'  data-responsive-json-new='{\"font-size\":\"desktop:19px;\",\"line-height\":\"desktop:21px;\"}'  style=\"font-family:&#039;Open Sans&#039;;font-weight:bold;color:#ffffff;\">DSS and Investment Funds Modules<\/h3><\/div><!--ult_pricing_heading--><div id=\"info_table_features_wrap-6586\"  data-ultimate-target='#info_table_features_wrap-6586.ult_price_features'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"ult-responsive ult_price_features\" style=\"font-weight:normal;\">\n\t\t\t\t\t\t\t<p>It is possible to expand the possibilities of the company game and use more simulator resources. The Decision Support System (DSS) is a tool to assist participants during the decision-making process. The Investment Funds Simulator, as its name implies, simulates the management of investment funds.<\/p>\n\n\t\t\t\t\t\t<\/div><!--ult_price_features--><div class=\"ult_clr\"><\/div>\n\t\t\t<\/div><!--pricing_table-->\n\t\t<\/div><!--pricing_table_wrap-->[\/vc_column][vc_column width=&#8221;1\/3&#8243;]<div class=\"ult_pricing_table_wrap ult_info_table ult_design_2  ult-cs-blue \">\n\t\t\t\t\t<div class=\"ult_pricing_table info_min_ht\" style=\" min-height:232px;\"><div id=\"Info-table-wrap-6296\" class=\"ult_pricing_heading\" style=\"\">\n\t\t\t\t\t\t\t<h3 class=\"ult-responsive\"  data-ultimate-target='#Info-table-wrap-6296 h3'  data-responsive-json-new='{\"font-size\":\"desktop:19px;\",\"line-height\":\"desktop:21px;\"}'  style=\"font-family:&#039;Open Sans&#039;;font-weight:bold;color:#ffffff;\">Charts<\/h3><\/div><!--ult_pricing_heading--><div id=\"info_table_features_wrap-6578\"  data-ultimate-target='#info_table_features_wrap-6578.ult_price_features'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"ult-responsive ult_price_features\" style=\"font-weight:normal;\">\n\t\t\t\t\t\t\t<p>Users visualize and analyze the results of managerial simulation using macroeconomic and corporate charts. Indicators of the market, economy, and companies and their performance are presented.<\/p>\n\n\t\t\t\t\t\t<\/div><!--ult_price_features--><div class=\"ult_clr\"><\/div>\n\t\t\t<\/div><!--pricing_table-->\n\t\t<\/div><!--pricing_table_wrap--><div class=\"ult_pricing_table_wrap ult_info_table ult_design_2  ult-cs-blue \">\n\t\t\t\t\t<div class=\"ult_pricing_table info_min_ht\" style=\" min-height:232px;\"><div id=\"Info-table-wrap-7927\" class=\"ult_pricing_heading\" style=\"\">\n\t\t\t\t\t\t\t<h3 class=\"ult-responsive\"  data-ultimate-target='#Info-table-wrap-7927 h3'  data-responsive-json-new='{\"font-size\":\"desktop:19px;\",\"line-height\":\"desktop:21px;\"}'  style=\"font-family:&#039;Open Sans&#039;;font-weight:bold;color:#ffffff;\">Merger of Companies<\/h3><\/div><!--ult_pricing_heading--><div id=\"info_table_features_wrap-7663\"  data-ultimate-target='#info_table_features_wrap-7663.ult_price_features'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"ult-responsive ult_price_features\" style=\"font-weight:normal;\">\n\t\t\t\t\t\t\t<p>The merger is the union of companies to form a new one, which will succeed them in all rights and obligations. In the simulation, the merger is treated in a simplified way, with the corporate adjustments being made through the exchange of shares between the companies involved.<\/p>\n\n\t\t\t\t\t\t<\/div><!--ult_price_features--><div class=\"ult_clr\"><\/div>\n\t\t\t<\/div><!--pricing_table-->\n\t\t<\/div><!--pricing_table_wrap-->[\/vc_column][vc_column width=&#8221;1\/3&#8243;]<div class=\"ult_pricing_table_wrap ult_info_table ult_design_2  ult-cs-blue \">\n\t\t\t\t\t<div class=\"ult_pricing_table info_min_ht\" style=\" min-height:232px;\"><div id=\"Info-table-wrap-4079\" class=\"ult_pricing_heading\" style=\"\">\n\t\t\t\t\t\t\t<h3 class=\"ult-responsive\"  data-ultimate-target='#Info-table-wrap-4079 h3'  data-responsive-json-new='{\"font-size\":\"desktop:19px;\",\"line-height\":\"desktop:21px;\"}'  style=\"font-family:&#039;Open Sans&#039;;font-weight:bold;color:#ffffff;\">Reports<\/h3><\/div><!--ult_pricing_heading--><div id=\"info_table_features_wrap-9781\"  data-ultimate-target='#info_table_features_wrap-9781.ult_price_features'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"ult-responsive ult_price_features\" style=\"font-weight:normal;\">\n\t\t\t\t\t\t\t<p style=\"text-align: justify;\">The financial, market, operational, and macroeconomic reports are made available in the simulator. The information contained in them is essential and is used as the basis for the companies&#8217; decision-making.<\/p>\n\n\t\t\t\t\t\t<\/div><!--ult_price_features--><div class=\"ult_clr\"><\/div>\n\t\t\t<\/div><!--pricing_table-->\n\t\t<\/div><!--pricing_table_wrap-->[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;1\/2&#8243;][vc_custom_heading text=&#8221;What is?&#8221; google_fonts=&#8221;font_family:Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900|font_style:700%20bold%20regular%3A700%3Anormal&#8221;][vc_column_text] Simulator for the simulation of banks. Simulated banks generate profits by the difference between the interest rates charged for lending money and borrowing money, an operation known as a bank spread. Simulation banks collect money from cash deposits, Bank Certificate Deposits (CD), and savings. The money is provided to clients&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5038,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-5160","page","type-page","status-publish","hentry","description-off"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bernard.com.br\/en\/wp-json\/wp\/v2\/pages\/5160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bernard.com.br\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bernard.com.br\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bernard.com.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bernard.com.br\/en\/wp-json\/wp\/v2\/comments?post=5160"}],"version-history":[{"count":15,"href":"https:\/\/bernard.com.br\/en\/wp-json\/wp\/v2\/pages\/5160\/revisions"}],"predecessor-version":[{"id":6332,"href":"https:\/\/bernard.com.br\/en\/wp-json\/wp\/v2\/pages\/5160\/revisions\/6332"}],"up":[{"embeddable":true,"href":"https:\/\/bernard.com.br\/en\/wp-json\/wp\/v2\/pages\/5038"}],"wp:attachment":[{"href":"https:\/\/bernard.com.br\/en\/wp-json\/wp\/v2\/media?parent=5160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}